FinStack Solutions
Trust & Regulatory Excellence

Compliance Built Into Every System

FinStack is fully compliant with PSD2, FCA regulations, PCI DSS Level 1, and maintains continuous AML/KYC automated checking.

Regulatory Certifications

We maintain the highest level of regulatory certification and compliance across all major frameworks.

PCI DSS Level 1

The highest level of payment card industry certification, ensuring end-to-end security for cardholder data processing.

  • End-to-end encryption
  • Tokenisation of sensitive data
  • Annual third-party audits
  • Secure network architecture

FCA Regulated

Fully compliant with Financial Conduct Authority regulations for electronic money and payment services in the UK.

  • Authorised Payment Institution
  • Safeguarding of client funds
  • Regular regulatory reporting
  • Financial crime management

PSD2 Compliant

Full compliance with the EU Revised Payment Services Directive for open banking and strong customer authentication.

  • Strong Customer Authentication (SCA)
  • Secure open banking APIs
  • Consent management framework
  • Exemption management

AML/KYC Automated Checking

Comprehensive Anti-Money Laundering and Know Your Customer frameworks built into every transaction and account opening.

  • Real-time customer identity verification
  • Politically Exposed Persons (PEP) screening
  • Sanctions list matching and monitoring
  • Adverse media screening
  • Beneficial ownership identification
  • Continuous transaction monitoring
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Customer Onboarding

Automated KYC verification with document recognition and liveness detection

Risk Assessment

Continuous evaluation of customer risk profile and transaction patterns

Regulatory Reporting

Automated Suspicious Activity Report (SAR) generation and submission

Audit Trail

Complete immutable records for all AML/KYC decisions and actions

GDPR Compliance

Full GDPR compliance with data processing agreements and consent management

UK Data Protection Act

Adherence to UK GDPR and Data Protection Act 2018

Data Encryption

AES-256 encryption at rest, TLS 1.3 in transit

DPA & Data Residency

Data Processing Agreements with UK data residency options

Data Protection & Privacy

We prioritise data protection with GDPR compliance, encryption standards, and secure infrastructure architecture.

All customer data is encrypted at rest and in transit using industry-leading cryptographic standards. We maintain segregated environments and provide UK data residency options to meet regulatory requirements.

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Compliance Infrastructure

Built-in compliance at every layer of the platform

Audit Logging

Immutable audit trails for all system activities and user actions

Alert Management

Real-time alerts and escalation workflows for compliance incidents

Monitoring

24/7 transaction and behavior monitoring for suspicious activities

Policy Management

Configurable compliance policies that adapt to your institution's needs

Regulatory Framework

Compliant with major international financial regulations

1

Account Opening & KYC

Customer identity verification, document validation, and beneficial ownership identification

2

Ongoing Monitoring

Continuous transaction monitoring, PEP screening, and sanctions list matching

3

Risk Assessment

Real-time risk scoring and customer due diligence review

4

Reporting & Compliance

Automated SAR generation, regulatory reporting, and audit trail maintenance

Compliance Built for Enterprise

Explore how FinStack's compliance infrastructure protects your institution and meets all regulatory requirements.

Request Compliance Documentation